Every 10 to 15 years, homeowners go through the process of replacing their air conditioning system. The process typically involves researching new HVAC systems, consulting with HVAC technicians, and scheduling installation.

If you’ve never had a professional air conditioning replacement, here are a few questions to ask.

1. Will I need financing?
A quality HVAC system can range from $2,000 to $15,000, depending on the home’s size and the type of system. Some homeowners choose to finance this investment, allowing them to spread the costs over a few months or more. A few different financing options they may consider include a home equity loan, a personal loan, manufacturer financing options, or a credit card. Consider the pros and cons of each option before making a decision.

2. Is now the right time to replace the HVAC system?
If you’re not in an emergency situation, then you can wait until fall or spring. Otherwise, you could be left without cool air during a hot summer day, or heat during a freezing winter day.

3. What are my indoor air quality needs?
If you have a family member who suffers from a respiratory illness, the indoor air quality requirements may be higher than usual. Consider an efficient HVAC system that will not only cool but properly filter the air.

4. How will the local climate impact my home’s cooling and heating needs?
Depending on where you live, the local climate may determine whether you need a strong cooling system, or a strong heating system. Warmer regions in the south have different HVAC needs than cooler regions in the north.

5. What size HVAC system do I need?
A professional HVAC technician can help determine what size HVAC system you need. They will take into consideration the home’s square footage and the space available for the actual unit.

6. Do I need to replace the entire system or do I just need to do a repair?
In some instances, you can delay air conditioning replacement by scheduling key repairs. Be sure to get the input of a trained HVAC technician before making the decision.

7. What type of HVAC system do I need?
The four different types of HVAC systems are standard split system, ductless system, packaged system, and geothermal system. Each has unique pros and cons that will influence your final decision.